Simcoe County and Muskoka have one of the fastest-aging populations in Ontario, retirees who moved north to the lakes and now need care close to where they live. Terrahills is headquartered in Ramara, at the centre of that market. We deliver long-term care homes and retirement residences across the region under one contract, designed to the Ministry's Capital Funding Program.
The demand is structural. Cottage country's permanent population has aged faster than its care capacity, and the communities that need beds (Orillia, Midland, Collingwood, Bracebridge, Huntsville, Gravenhurst) are the ones where serviced institutional land is scarce and construction labour has to be brought in. That favours a builder who is already here and who carries the whole scope, from site plan through Ministry sign-off, rather than assembling it from separate contracts.
The Capital Funding Program funds this region at the southern Ontario tier ($436,000 eligible project cost per bed) which puts a premium on efficient design and on getting site conditions right the first time. Shoreline and low-lying parcels around Lake Simcoe, Georgian Bay and the Muskoka lakes can carry organic soils; Canadian Shield sites in Muskoka sit on rock. The geotechnical report decides the foundation, and it is commissioned before the footprint is fixed.
What it costs here
Ontario Ministry of Long-Term Care 2025 Capital Funding Policy: maximum eligible project cost $750,000 per bed in the Greater Toronto and Hamilton Area and $436,000 per bed across the rest of southern Ontario, funded on a maximum of 800 sq ft per bed with an eligible-cost ceiling of $1,100/sq ft. That implies roughly $545–$940/sq ft all-in eligible cost depending on tier.
Proof of delivery
Headquartered in Ramara, Simcoe County. EU-GMP certified pharmaceutical facility, Ramara, regulated-environment construction. Ramara Industrial Park: 100,000 sq ft greenfield development delivered through servicing and occupancy in the same municipal environment.